Editorial
Editorial Standards
How Bedrocka Tools operates as a publisher. Reviewed by Byron Malone · Last reviewed .
1. Editorial mission
Bedrocka Tools exists to give operators finance calculators they can audit, not black boxes they have to trust. Our editorial mission is verifiable trust: every formula is open-source on GitHub, every assumption is cited to a primary source, and every page is reviewed by a named human with public accountability. We believe the next decade of finance media will be defined by transparency, and we built Bedrocka Tools to deliver it.
2. How our calculators are built
Every calculator on a Bedrocka Tools site goes through the same six-step process. We document the process here because the claims in our author bio — that the math is verifiable, the sources primary, and the reviewer named — only mean something if there's a documented production process behind them.
- Source identification. Before we write a line of code we identify the primary sources for the category — federal regulation, IRS publication, peer-reviewed research, or industry-standard reference. If a primary source doesn't exist, we don't ship a calculator: we ship a research note explaining why.
- Formula derivation. We derive each formula directly from the source documents, citing them as code comments at the call site. Anyone reading the source on GitHub can trace each constant back to the authoritative document and section that defined it.
- Test case generation. For every calculator we write automated tests against worked examples published by the source — IRS sample problems, SBA fee-bracket boundaries, FASB worked illustrations. The tests run on every commit. A regression in math gets caught before it can reach a reader.
- Code review. Every calculation passes a human review before publication. For finance content the reviewer is Byron Malone in his operator capacity. For specialized regulated domains we engage credentialed subject-matter experts and credit them on the page.
- Methodology documentation. For each calculator category we publish a methodology page covering how the formulas derive from primary sources, what edge cases are handled, what we don't model, and when the page was last reviewed. Those pages live at /methodology and the per-category routes beneath it.
- Public release. The calculator goes live with a "View source on GitHub" link in the math accordion, full citations in the page copy, a named reviewer byline, and a last-updated date. Nothing publishes without those four elements.
3. How AI is used (and where humans review)
Bedrocka Tools is one of the first finance media companies built natively on AI automation. We use AI for: drafting calculator copy and explanatory content, generating test cases, monitoring regulatory sources for changes, and producing initial article drafts. Every AI-produced output passes through human editorial review before publication: every formula is verified by Byron Malone, every citation is checked against the primary source, every published page has a named reviewer.
We use AI as amplification of editorial judgment, not replacement. The transparency isn't optional — we believe finance readers deserve to know how the content they rely on is produced. If a piece of content was AI-drafted, it was human-reviewed before it shipped, and the human who reviewed it is named on the page.
4. How we vet sources
Every formula and assumption in a Bedrocka Tools calculator traces to a primary source. Primary sources are:
- Federal regulations and government publications — Federal Register notices, IRS publications, SBA Standard Operating Procedures, Department of Treasury releases, CFPB regulatory guidance, Federal Reserve datasets.
- Industry-standard reference works — Damodaran NYU Stern datasets, McKinsey valuation methodology, Garrison/Noreen/Brewer managerial accounting, Bessemer Venture Partners benchmarks where they're the original public framing of a metric.
- Peer-reviewed academic research published in indexed journals.
- Authoritative trade associations — FASB for accounting standards, FINRA for financial-industry regulation, NCREIF for real-estate performance benchmarks.
We do not cite blog posts, content-marketing pages, or aggregator sites as primary sources. We do not cite our own prior content as a source — every assumption traces to original authoritative documentation. When sources disagree (for example, when an industry reference and a federal publication produce different numbers), we cite both and explain the discrepancy rather than picking one and hiding the conflict.
5. Update and correction policy
Federal regulations change. IRS publications update annually. SBA fees revise. Industry data refreshes. A finance calculator that doesn't update with its sources becomes unreliable. Bedrocka Tools intelligence agents continuously monitor primary sources for changes affecting our calculators. When sources update, we evaluate and refresh affected calculators within 30 days, with named-reviewer signature on the update. Each calculator displays a "Last Reviewed" date.
When we publish a calculation with an error, we acknowledge it publicly on our corrections page, fix the error promptly, and document what was wrong, when it was identified, and who reviewed the fix. We believe transparent corrections strengthen trust more than silent fixes. If you've spotted an error, email info@bedrockatools.com with the calculator slug, the inputs you used, and the output you got. We respond to every report within three business days.
6. Affiliate disclosure and editorial independence
Bedrocka Tools earns revenue partly from affiliate partnerships with companies whose products we recommend, and partly from display advertising on our pages. We disclose these relationships clearly on every page where they apply — see our affiliate disclosure for the full partner list and commission structure.
Affiliate revenue does not influence which calculators we build, what sources we cite, or what our methodology says. Editorial decisions are made by Byron Malone and reviewed before publication; affiliate partners have no influence on editorial content. We select affiliate partners based on alignment with our editorial standards: partners must have verifiable customer service, transparent pricing, and reputable industry standing. We decline partnerships with products we wouldn't recommend on the merits.
When multiple affiliate partners exist for a category, our recommendation is based on which best fits the reader's situation as indicated by the calculator inputs — not which partner pays the highest commission. If you spot a recommendation that looks affiliate-driven rather than editorial, please email info@bedrockatools.com. We take editorial independence seriously and we'd rather hear about a problem than have it sit unfixed.
7. Author and contributor policy
Every Bedrocka Tools page has a named human reviewer. We do not publish under "Editorial Staff" or "Bedrocka Team" bylines. Reviewers are identified by name with a link to a public author page that includes their professional background and contact information.
Currently, Byron Malone serves as the primary editor for operator-finance content (cash runway, business valuation, SaaS metrics, small business lending, operating finance, real estate, tax and depreciation). For specialized regulated domains — tax compliance, legal advisory, regulated investment advice — Bedrocka Tools content is reviewed by qualified subject-matter experts before publication.
The expansion to credentialed contributors for regulated YMYL domains is an active commitment, with formal contributor recruitment beginning in Year 2 of operations as the brand establishes domain authority across the calculator catalog. As contributors are added, they will appear with full bylines, public author pages, and category-specific reviewer attribution on the pages they review.
We're committed to this standard because we believe operators making real-money decisions deserve to know who's behind the calculations they rely on. Read the lead reviewer's full bio at /authors/byron-malone.
8. Contact and feedback
Spotted an error? Want to suggest a calculator we should build? Have feedback on our methodology? Email Byron Malone directly at info@bedrockatools.com or open an issue on our GitHub repository. We read every message.