Affiliate Disclosure
FTC disclosure:Bedrocka Tools participates in affiliate and referral programs. When you click a link or sign up through a partner we mention, we may earn a commission at no additional cost to you. We only partner with products we've independently evaluated and would recommend to a friend. Affiliate revenue does not influence calculator logic or editorial content.
How we pick partners
Every partner we list has been through an internal evaluation: founder-team review of the actual product (most partners we or someone in the Bedrocka portfolio has used in a live deal), a read of their public terms, and a sanity check of their pricing against competitors. We decline partnerships from products we wouldn't use ourselves or wouldn't recommend to a peer — commission rate is never the tiebreaker.
Our affiliate cards are labeled “Editorial pick · Affiliate partner” and always carry the short-form disclosure inline with the card so you never have to infer that a recommendation is monetized.
Editorial independence
Calculator logic — the formulas, the fee schedules, the classifications, the thresholds — is the same regardless of whether a partner would prefer a different output. If a partner ever asks us to tune a calculator to favor their product, we end the partnership, publicly. Editorial recommendations in our FAQs and articles are based on our own judgment and the underlying primary sources, not on what generates the highest commission.
Current partner list
The following partners currently pay us a commission or referral fee. Each partner's payout structure and FTC-compliant disclosure is listed on the page where the affiliate link appears.
- Fundera by NerdWallet — Apply once, get matched to SBA, term, and line-of-credit offers from 30+ lenders. (Category: business-loan; payout: $400–$2,000 CPA)
- Lendio — Fast small-business loan marketplace — decisions in minutes, funding in days. (Category: business-loan; payout: $100–$500 CPL)
- Bluevine — High-yield business checking with no monthly fees and unlimited transactions. (Category: business-checking; payout: $100–$250 CPA)
- Mercury — Banking built for tech-forward startups and solo founders — API, cards, Treasury. (Category: business-checking; payout: $250+ CPA)
- Relay — Cash-flow-focused business banking with Profit First-style sub-accounts. (Category: business-checking; payout: $200+ CPA)
- Ramp — Corporate cards + spend management that automate expense savings for scaling teams. (Category: business-cards; payout: $500+ CPA)
- QuickBooks Online — The industry-standard small-business accounting platform — what most bookkeepers use. (Category: accounting; payout: 10–30% recurring)
- Found — Banking + bookkeeping + taxes in one app — purpose-built for self-employed operators. (Category: freelancer-banking; payout: $150+ CPA)
- Novo — Simple, free business checking with modern integrations for small operators. (Category: business-checking; payout: $100+ CPA)
- Wave — Free accounting and invoicing for solopreneurs who aren't ready for QuickBooks yet. (Category: accounting; payout: free product, referral only)
- Bonsai — All-in-one ops suite for freelancers — contracts, proposals, invoices, and time tracking. (Category: freelancer-ops; payout: 20% recurring)
- Northwest Registered Agent — Privacy-forward LLC formation + registered agent service — keeps your home address off public filings. (Category: legal-formation; payout: $30+ per signup)
Revenue transparency
The two revenue streams for this site are display advertising (Google AdSense, Mediavine when eligible) and the affiliate partnerships listed above. Together they fund the development of new calculators, the quarterly source reviews, and the ongoing maintenance of the site. We do not accept sponsored posts, sponsored calculator placements, or paid-for editorial content. If that ever changes, we will add a visible disclosure on the specific page and update this policy.
Questions
Questions about a specific partnership or our editorial process: info@bedrockatools.com.