Business Finance Hub Terms of Service

These Terms govern your use of bizmathpro.com (the "Site"), operated by Bedrocka Tools LLC ("we"). By using the Site you agree to these Terms. If you do not agree, do not use the Site.

1. The Site is informational

Our calculators and content are provided for general informational and educational purposes only. They are not financial, investment, tax, legal, insurance, or medical advice, and using them does not create any professional-client relationship. Always consult a qualified, licensed professional before making decisions.

2. No guarantee of accuracy

We work to keep calculators and data accurate and cite our sources, but we make no warranty that outputs are accurate, complete, current, or suitable for your situation. Rates, rules, and figures change. You are responsible for verifying anything you rely on.

3. Your responsibilities

Use the Site lawfully; don't misuse, scrape abusively, attempt to breach security, or infringe our or others' rights.

4. Intellectual property

The Site, its content, and calculators are owned by us or our licensors. Our open-source calculation logic is licensed as stated in its repository; the rest is protected by IP laws. You may use the Site for personal, non-commercial purposes.

5. Third-party links, ads & affiliates

The Site contains advertising and affiliate links. We may earn compensation (see our Disclosure). We are not responsible for third-party sites, offers, products, or services; your dealings with them are solely between you and them.

6. Disclaimer of warranties

The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.

7. Limitation of liability

To the maximum extent permitted by law, Bedrocka Tools LLC and its members, operators, and contributors are not liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of or reliance on the Site, even if advised of the possibility. Our total aggregate liability for any claim relating to the Site will not exceed USD $100. Some jurisdictions don't allow certain limitations; some may not apply to you.

8. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your misuse of the Site or violation of these Terms.

9. Governing law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law rules. Venue lies in the state or federal courts located in Wyoming. Nothing here waives non-waivable consumer-protection rights of your home state.

10. Changes & termination

We may modify these Terms (revising the "Last updated" date) or the Site at any time, and may suspend access for misuse.

11. Contact

Bedrocka Tools LLC, 211 W Wacker Dr, Chicago, IL 60606 · info@bedrockatools.com.